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Mortgage Loan Rates
click here for
Investment Property Rates
|
| |
Program |
Rate |
APR |
Lock |
Max LTV |
|
|
Conforming Fixed
1-4 units |
40 yr fixed |
6.500% |
6.551% |
45 days |
95% |
|
|
30 yr fixed |
6.375% |
6.441% |
45 days |
95% |
|
20 yr fixed |
6.375% |
6.462% |
45 days |
95% |
|
15 yr fixed |
6.000% |
6.107% |
45 days |
95% |
|
. |
Conforming Adjustable
Rate Program |
| |
1-4
Unit |
3/1 ARM |
6.375% |
7.531% |
30 days |
90% |
|
5/1 ARM |
6.500% |
7.372% |
30 days |
90% |
|
7/1 ARM |
6.625% |
7.276% |
30 days |
90% |
|
|
Jumbo Adjustable Rate Program |
| |
Jumbo
ARMs
1-4 Units |
3/1 ARM |
6.750% |
7.634% |
30 days |
90% |
|
5/1 ARM |
6.750% |
7.474% |
30 days |
90% |
|
7/1 ARM |
6.875% |
7.407% |
30 days |
90% |
|
. |
Non-Conforming
Adjustable Rate Program |
| |
1-4
Unit |
3/1 ARM |
7.000% |
7.675% |
30 days |
90% |
|
5/1 ARM |
7.250% |
7.682% |
30 days |
90% |
|
7/1 ARM |
7.375% |
7.675% |
30 days |
90% |
|
Home Equity |
|
. |
Program |
Rate |
APR. |
. |
. |
| |
Home Equity Line of
Credit |
Prime Rate |
|
|
. |
Program |
Rate |
APR. |
. |
.Max LTV |
| |
Fixed Rate Home Equity
Loan |
10 Year 1-4 Units
Owner Occupied |
6.750% |
6.903% |
|
80% |
|
. |
Program |
Rate |
APR. |
. |
. |
| |
Equi-MAX
Home Equity Loan* |
10 Year 1-4 Units
Owner Occupied |
6.625% |
6.778% |
|
80% |
Application
Fee: SF/Condo - $300, 2-4 units - $500
Prime Rate:
8.25%
APR (Annual Percentage Rate)
* Must be combined
with other LPSB products
** The Blended Rate is determined by LPSB and is the weighted average
interest rates of the first and second mortgages which may be different. |
