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Privacy Statement
Notice of Your Financial Privacy Rights
We, our, and
us, when used in this notice, mean Lincoln Park Savings Bank.
This is our privacy notice for our customers.
When we use the words "you" and "yours" we mean the following types of
customers:
We will tell you the sources for nonpublic
personal information we collect on our customers. We will tell you what
measures we take to secure that information.
We first define some terms.
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Nonpublic personal information
means information about you that we collect in connection with providing a
financial product or service to you. Nonpublic personal information does
not include information that is available from public sources, such as
telephone directories or government records. Hereafter, we will use the
term "information" to mean nonpublic personal information as
defined in this section.
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An affiliate is a company we
own or control, a company that owns or controls us, or a company that is
owned or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning enough to
have control.
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A nonaffiliated third party
is a person we do not employ or a company that is not an affiliate of
ours. This is also known as nonaffiliated third party, or simply, an
"other party"
THE INFORMATION WE COLLECT
We collect nonpublic personal information
about you from the following sources:
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Information we receive from you on
applications or other forms
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Information about your transactions with us
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Information about your transactions with
other parties
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Information from a consumer reporting
agency
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Information we receive as a result of
verifying customer information
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal
information about you to those employees who need to know that information
to provide products or services to you. We maintain physical, electronic,
and procedural safeguards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to
anyone except as disclosed in this policy or as permitted by law. Examples
of this might include disclosures necessary to service your account or
prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former
customers, except as permitted by law.
YOUR INFORMATION AND AFFILIATES - FUTURE CHANGES
In the future, we may disclose information
about you to affiliates, even though we are not doing so now. Here are the
kinds of information we may disclose to our affiliates:
Transactions and experience information
from our account records:
Federal law allows us to disclose the
information listed above with our affiliates. You do not have a right to
opt out of the disclosure of this information.
TYPES OF AFFILIATES
We may disclose information about you in the
future to the following types of affiliates:
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