If it is time to refinance, you have come to the right place. LPSB has access to a variety programs to fit your specific needs. Our Loan Officers are trained to help you find the program which works best for you. Not only will we have an answer for you fast, but we will also present you with options. This allows you to chose which program or programs best suit your needs and financial situation.

Reasons to Refinance:

Lower Your Interest Rate
You may be surprised at how much you can save in interest by lowering your current interest rate.

Combine Your 1st & 2nd Mortgage
This is one of our most popular programs. By combining your 1st & 2nd mortgage into one loan, not only do you save by lowering your interest rates, but you also save money with your new lower monthly payment.

Get Caught Up
If you are currently running behind on your mortgage payments or other credit payments, a refinance my be an excellent option. Not only can you apply for extra cash, but you may also be able to skip a months payment and get everything caught up. This allows you to start with a clean slate and many times even lower your current payment.